Poor credit remortgages are really no different to standard remortgages, they are simply intended for people with a poor credit history. Get information from experts on the best remortgage deal for you.

Poor Credit Remortgage is also known as:

Bad Credit Remortgage
Non-Status Remortgage
Adverse Credit Remortgage
Sub Prime Mortgage

These mortgages are specifically for people who have an adverse credit history and / or mortgage arrears. If you have any County Court Judgements (CCJ's), mortgage or loan arrears, if you have an Individual Voluntary Arrangements (IVA) or if you have been made bankrupt, high street lenders may refuse your mortgage application because of your poor credit history.

A poor credit history does not prevent you from getting a mortgage or a secured loan. But the lenders' criteria must be satisfied first. Some lenders may accept applications if the credit history is poor, but most will insist on a personal credit rating check.

If you get a poor credit remortgage, and keep to the lenders agreement by making your repayments on time, after three years your credit history may no longer be considered as adverse. This may give you an opportunity to remortgage to a regular mortgage product and enjoy significant savings on your mortgage payments.

This site has many pages providing information on mortgages and how to remortgage. There is also help with an interest rate calculator , a glossary , FAQ's and information on lenders .

Don't forget you are always able to get a no obligation quote , free!